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   P545    Teletext   545 Mar31 23:44:27

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 ------------ CASHBACKS ----------------

 LENDER       % OF LOAN     MAXIMUM     

 Northern Rock   6.0%       £9,000      

 Market Harboro  6.0%       £5,000      

 Newcastle       5.0%       NONE        

 Furness         5.0%       NONE        

 Nat & Prov      4.0%       £5,000      

 Chelsea         4.0%       £6,000      

 NEGATIVE EQUITY PRODUCTS               

 LENDER    RATE ON   RATE ON     MAX    

             100%    NEG EQU     LOAN   

 HMC        8.49%    24.70% APR  £7,000 

 Bk Scot    8.34%    10.34%     £30,000 

                                        

 Source: John Charcol                   

 ----------------------------------6/7--

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