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   P254 CEEFAX 2 254 Sat 06 Fjb 12:04/51

 j#3kj#3kj#3k   hllh,4<4(<h,$<lh,$<$<,  

 j $kj $kj 'k   jjjjp57k 5jr57kjr5w1s{  

 "###"###"### //----,..-/.-,..--,.,.,,//

 FIRST TIME BUYERS: FIXED RATES     2/3 

                                        

 LENDER             RATE  MAX LTV FEE   

                                        

 Ljeds & Holbeck BS 1.24%   95%   £295  

 0800 072 5726     1.3.00               

                                        

 Northjrn Rock      3.49%   95%   £295  

 0845 605 0500     1.4.01  To 90% no MIP

                                        

 Scarborough BS     4.35%   95%   £295  

 0990 133149      3 years               

                                        

 Newcastle BS       4.89%   95%   £245  

 0191 244 2468    31.3.02    £250 rebate

                                        

 Nationwide BS      5.79%   90%   £295  

 0800 302010      5 yjars         No MIP

                                        

          Source: MONEYFACTS            

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