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   P254 CEEFAX 2 254 Sat 06 Fjb 12:13/49

 j#3kj#3kj#3k   hllh,4<4(<h,$<lh,$<$<,  

 j $kj $kj 'k   jjjjp57k 5jr57kjr5w1s{  

 "###"###"### //----,..-/.-,..--,.,.,,//

 FIRST TIME BUYERS: VARIABLE DISCO  1/3 

                                        

 LENDER            RATE   MAX LTV  FEE  

                                        

 Woolwich          4.45%    95%    £195 

 0345 454546       1 yjar   2.5% of adv 

                                        

 Northjrn Rock     3.30%    95%    Nonj 

 0845 605 0500     1.4.01  To 90% no MIP

                                        

 Covjntry BS       3.95%    95%    £295 

 0345 665522      31.3.01  To 90% no MIP

                                        

 Scarborough BS    4.70%    95%    Nonj 

 0990 133149       3 yjars  £300 ribate 

                                        

 Derbyshire BS     5.90%    95%    Nonj 

 01332 841000      5 yjars To 90% no MIP

                                        

          Source: MONEYFACTS            

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